what is a voided check

If you need to cancel a check you’ve written before it is cashed, you have a few options. If you still have the check in your possession, you can write «void» across the front of the check in large letters. If you no longer have the check, you can contact your bank to request a stop payment.

  • In the digital age where everything can be paid online, by card, or by phone, checks don’t hold the same appeal or usefulness that they did in the past.
  • Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy.
  • Your bank account information appears on those checks, and whoever asked for the voided check will use those details to set up an electronic link to your bank account.
  • This is a fancy name for checks printed on demand for specific purposes at your bank or credit union.
  • You can easily void a paycheck or other payment through QuickBooks or other accounting software.
  • We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

Making a check only available for mobile deposits is different from and is not to be confused with a void check. Marking a check for a mobile deposit ensures the recipient can only https://www.bookstime.com/ deposit the funds by mobile banking. Your institution, branch number, and bank routing number are needed for automatic payments; this information is at the bottom of your check.

What Is a Voided Check and How to Void a Check?

However, checks are still a very viable and necessary part of your personal finances. From writing checks to pay for something, to voiding a check for various uses, here is everything you need to know. When you write the word “VOID” on a blank check, it becomes a voided check. •   Alternatives to a voided check include using a direct deposit form, previewing a check online, entering bank information online, or requesting a counter check at a bank branch. Be sure to let the representative know why you need the voided check. Otherwise, they might give you a starter check that doesn’t have your name printed at the top.

Today, nearly all checks are cleared through the Federal Reserve Banking system electronically even in cases when the deposit is a paper check. The deposit and check clearing process is still performed, but the paper check almost never leaves the facility where it is deposited. This also applies if you have made a mistake when writing voided check a check (like the wrong dollar amount), so voiding the check ensures it can’t be processed by any bank. This information will allow them to set up a direct deposit for your salary into your bank account. If you’re going to send the voided check electronically it may be a little risky to send it through a normal email sender.

You want to cancel a check payment

For instance, you may want to use a direct deposit authorization form. Make sure you don’t make any errors when entering your account number and bank routing number in this manner. Making this indication will ensure that the check is usable for mobile deposits only. Another solution is to visit a branch and ask for a “counter check.” The teller might be able to print a check with your account information on it. If so, try voiding that check as if it came out of your checkbook. You may have to get creative, wait for checks, or find an alternative way to link your bank account.

what is a voided check

The check can be filled in or blank, but once you write VOID on it, it means that it is not valid and that it shouldn’t be accepted for payments. However, a voided check can still be used to gather information about a person’s bank details such as bank account number, routing number, and check number. This is the main reason why you should manage them carefully and keep them safe and out of reach. Voiding a check makes it invalid and impossible to use as a blank check. This means that if your void check falls into the wrong hands, they won’t be able to abuse it. You can get a void check for your checking account by writing “void” across the face of any check in your checkbook.